I gimmicked up a test layout with text in six rows of four columns.
Stripping all the commas out didn’t change the results, so the import function assumes whatever’s on the line must be the first field, with no need for a trailing comma field delimiter.
Having 19 lines in the CSV file and 24 chips in the layout produces the “unclosed shapes” error message: the CSV import sends empty text to the text generation function, which then falls on its face. Matching those two counts may require adding lines with dummy (not blank!) text to the CSV file or, perhaps, duplicating a few lines to get a few spare chips.
Some earlier discussions:
Also: “Finanaces” seems misspelled. I hate it when that happens when I’ve done so much proofreading and show it to somebody else, who instantly sees what I didn’t.